I am operating as a freelancer, and under the NEIS program in Sydney, which means I get an allowance to start my business but under their terms - the main one being I NEED to have Public Liability Insurance. I figured I might as well be insured for my equipment (laptop, protools, ilok and plugins, my drives, marantz)
I also work from home - so I need an insurance policy that covers mainly equipment under portable policy, with fire and theft and public liability.
So many insurers can't even categorise me though, or simply don't offer it.
I got a quote from AAMI and from Latitude, but wanted to hear your thoughts before signing up to anything.